Accepted Insurance

The following is a list of insurance companies with which we participate. Note: Due to the constantly changing managed health system, this list may not be all inclusive. If you have any questions about these insurance plans or others, please contact, or have the patient contact, our billing department.

Physical Therapy Specialists is a member of PTPN. PTPN is America's first and largest network of independent rehabilitation providers. Established in 1985, PTPN has built a track record for delivering comprehensive, cost-effective and high quality outpatient rehabilitation services.
Click here for more information on PTPN.

  • We accept all commercial insurance companies (i.e. Prudential, Cigna, American Community, Humana Healthcare, as well as many others).

We are direct providers with:

prudential logo
humana

Additionally, we accept insurance from the following PTPN providers:

Acordia National, Inc.
Admar Corporation
Advocare
Aetna
AIG
Allied Benefit Systems, Inc.
American Community Mutual Ins. Co.
American Ins. Co. of Texas
American Maritime Officers Medical Plan
American Medical Security, Inc.
America's Health Plan
AmeriHealth Administrators
Annuity Board of the Southern Baptist Convention
ASI Flex PPO
AssureCare Claims and Administrative, Co.
Bankers Life & Casualty Co.
Bankers United Life Assurance Co.
BCE Emergis
Beajileu Group, LLC
Benefit Plan Management, Inc.
Benefit Planners LTD, LLP
Benesight
Blue Cross / Blue Shield
C.C.N.
C.N.A. Health Partners
Choice One
Cigna
Comp Plus
Continental Assurance Co.
Continuous Care
Corvel
Definity Health Corporation
Discount Tree
Eos
First Allamerica Financial Life
First Health
Focus Healthcare
Fortified Provider Network
Fortis, Inc.
Foundation Health Medical Resource
Fremont Comprehension
Galaxy Health Network
GE Financial Assurance
General American Life Insurance
Great West Health Care
Greater Illinois Select Care
Guardian
Guardian Life Ins. Co. of America
H.H.C. Group
H.H.C., Inc.
Health Allies
Health Dynamics
Health Management Network
Health Risk Management
Health First TPA
Fortified Provider Network
Fortis, Inc.
Foundation Health Medical Resource
Fremont Comprehension
Galaxy Health Network
GE Financial Insurance
General American Life Insurance
Great West Health Care
Greater Illinois Select Care
Guardian
Guardian Life Ins. Co. of America
H.H.C. Group
H.H.C., Inc.
Health Allies
Health Dynamics
Health Management Network

Health Risk Management
Health First TPA
HHS, Inc.
HIH America
IBA Life & Health
Integra Group
Intra Group
Jefferson-Pilot Life Insurance
Managed Care Systems
M-Care
Multiplan
Nat'l Assoc of Preferred Providers
National Choice Care
National Hospital Network
New England Life Insurance
NP PN
One Health Plan
Pacific Life & Annuity Co.
Phoenix Home Life Mutual
Preferred One Adm. Services
Premier Access PPO
ProAmerica
Prone
Preferred Provider Organization of Midwest
Recovery Unlimited
Reinalt-Thomas Corporation
The Capella Group
The Chandler Group
The Reny Company
Three Rivers Provider Net
Trustmark Insurance Co.
United Health Care
United Payors & United Providers
UP & UP
USA Healthnet
...and more

  • We accept all workers compensation and auto claims, as long as we receive authorization by the carrier.

  • We can bill Blue Cross/Blue Shield of MI policies. We will verify this coverage for the patients. Federal Blue Cross, State of Michigan, K-mart, and Messa under Blue Cross also have coverage at our facility. We can bill any Blue Cross General Motors and Ford Motor Company hourly and salaried employees.

  • Patients with an insurance policy that includes a Point of Service Plan in their benefit package may be allowed to go to an out of network provider. We would be glad to verify this benefit and or obtain necessary authorization. We will inform the patient if there are any additional co-pays or expenses.

  • At the time of reading, we are in negotiations with additional programs such as Blue Care Network as well as M-Care. For more information regarding all of our coverage, please feel free to contact the billing office at Physical Therapy Specialists at any time.
 

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